Posts by Jeff Allison Insurance
What Life Insurance Can Do for You – Life Insurance Amherst, OH
Life Insurance, OH 1) Replace Income for DependentsIf you have dependents that rely on your income, kids for example, life insurance can replace your income if you unexpectedly pass away. 2) Pay Final ExpensesYou can relieve family members of financial burden, like funeral expenses, estate costs, and medical expenses. 3) Create an Inheritance for HeirsYou…
Read MoreUnderstanding Your Medicare Coverage Choices – Medicare Amherst, OH
Medicare Amherst, OH You can get Medicare coverage in 2 main ways.1) Original Medicare (Part A and Part B)2) Medicare Advantage Plan (Part C)There’s also Medicare (Part D) for separate drug plan coverage. Original MedicareIncludes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). Medicare AdvantageThis all-in-one bundle offers Part A, Part B, and…
Read MoreUnemployment and Affordable Health Insurance Coverage Under the American Rescue Plan – Health Insurance Amherst, OH
Health Insurance Amherst, OH If you’re receiving unemployment benefits in 2021, you may be able to get enhanced subsidies for health insurance. If you receive unemployment insurance benefits for even one week, you will qualify for reduced health insurance costs. Under Medicaid, you may be able qualify for no-cost/low-cost public health plan coverage. As a…
Read MoreHealth Insurance Special Enrollment Period Now Open – Health Insurance Amherst, OH
Health Insurance Amherst, OH A new health insurance special enrollment period is now available to you. The special enrollment period ends May 15th, 2021. This special enrollment period allows you to enroll in new health insurance coverage or change your existing coverage. Act now before the May 15th deadline to get covered. As a licensed…
Read MoreMedicare Advantage Plan Open Enrollment – Medicare Fairview Park, OH
Medicare Fairview Park, OH You have the opportunity to change your Medicare Advantage plan before March 31st, 2021. This opportunity allows you to change your Medicare Advantage plan only once, so it’s important to understand your needs. Reasons to change your plan may be:Lower costs for coverageBetter in-network healthcare providersBetter in-network pharmacies As a licensed…
Read MoreChoosing a Life Insurance Payout Option – Life Insurance Fairview Park, OH
Life Insurance Fairview Park, OH Lump Sum Payout – This life insurance payout is a payout of the full amount of your policy and is the most common payout option. Retained Asset Account – You may have the option of keeping your payout in an interest-bearing account with your life insurance company. Life Income Payout – This option allows…
Read MoreYour Healthcare Open Enrollment Checklist – Rocky River, OH
Health Insurance Rocky River, OH You may be eligible for a subsidy depending on your income level. A government subsidy can lower the cost of health insurance premiums. Compare plan premiums and costs. Just like shopping for anything else, comparing prices is a good idea. For health insurance, this means looking at plan premiums, deductibles, copays, coinsurance,…
Read MoreHealthcare Open Enrollment Is Now Open! – Rocky River, OH
Health Insurance Rocky River, OH Open Enrollment for 2021 runs Sunday, November 1 through Tuesday, December 15, 2020. Get enrolled with a personalized plan that fits your needs for health insurance coverage. Already have a plan? Great, now is the opportunity to see if you can get better coverage. As a licensed health insurance agent…
Read More3 Things to Consider When Choosing Medicare Coverage – Fairview Park, OH
Medicare Fairview Park, OH 1) Costs – Determine your plan costs like premiums, deductibles, and services such as hospital stays and doctor visits. 2) Coverage – Does your plan cover the services you need? Services in Original Medicare are covered under Part A or Part B. These include medical services and may include additional benefits under Medicare…
Read More3 Cost Factors to Understand When Looking at Health Insurance – Fairview Park, OH
Health Insurance Fairview Park, OH 1) Deductible – This is the amount of money you will pay out of pocket before your health insurance begins to pay eligible expenses. 2) Premium – This is the fixed amount of money you pay, typically monthly, to keep your health insurance plan active. 3) Copayment or Copay -…
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