Posts by Jeff Allison Insurance
4 Options for Health Insurance If You’ve Lost Your Job and Job-Based Coverage – Health Insurance Amherst, OH
Health Insurance Amherst, OH 1) Marketplace PlansOhio residents can explore the Health Insurance Marketplace, where they can compare and purchase various health insurance plans that suit their needs and budget. During your SEP, you can enroll in a Marketplace plan. 2) COBRA CoverageIf your previous employer had 20 or more employees and offered group health…
Read More3 Reasons to Use a Licensed Medicare Agent for All Your Medicare Needs – Amherst, OH
Medicare Amherst, OH 1) Expert GuidanceMedicare is far from a one-size-fits-all program. It comprises multiple parts, including Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage). Understanding the nuances of each part, along with the coverage gaps they may leave, can be challenging. A licensed Medicare…
Read More3 Tips to Help You Prepare for Medicare Enrollment – Amherst, OH
Medicare Amherst, OH 1) Understand the Enrollment PeriodsOne of the first things to grasp when considering Medicare enrollment is the importance of enrollment periods. These periods dictate when you can sign up for Medicare Parts A, B, C, and D, and failing to enroll during the appropriate time frame may result in penalties or coverage…
Read More3 Ways a Licensed Health Insurance and Medicare Agent Will Help You – Amherst, OH
Health Insurance Amherst, OH 1) Plan Comparison and SelectionNavigating the vast array of health insurance and Medicare options can be overwhelming. Licensed agents simplify this process by conducting thorough plan comparisons on your behalf. They analyze different plans, considering factors such as coverage networks, prescription drug formularies, and out-of-pocket costs. With their expertise, agents can…
Read More3 Reasons to Use a Licensed Medicare Agent for Your Medicare Enrollment – Amherst, OH
Medicare Amherst, OH 1) Expertise and GuidanceA licensed Medicare agent has specialized knowledge and training in Medicare rules and regulations, as well as a deep understanding of the different plan options available to you. They can help you compare and contrast the different plans, explain the differences between Original Medicare, Medicare Advantage, and prescription drug…
Read More3 Things to Know About the End of the Medicaid Continuous Enrollment Provision – Health Insurance Sandusky, OH
Health Insurance Sandusky, OH 1) Congress Set an End Date of March 31, 2023 for the Continuous Enrollment ProvisionStates can begin disenrollments in April, which may impact millions of people that were covered through the provision. 2) You May No Longer Qualify for Medicaid or CHIPAs of February 1, 2023, states were allowed to restart…
Read More3 Reasons to Use a Licensed Health Insurance Agent – Health Insurance Sandusky, OH
Health Insurance Sandusky, OH 1) Expert Guidance Licensed health insurance agents have the knowledge and expertise to help you navigate the complex world of health insurance. They can help you understand your options, answer your questions, and provide guidance and support every step of the way. 2) Access to a Wide Range of PlansHealth insurance agents…
Read MoreWhat to Know About Getting Started With Medicare – Sandusky, OH
Medicare Sandusky, OH 1) When to Sign UpGenerally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. 2) Your Coverage OptionsOnce you’ve signed up for Part A (Hospital Insurance) and Part B (Medical Insurance), you can…
Read MoreThe Health Insurance Open Enrollment Period Has Ended But You May Still Be Able to Enroll With SEP – Health Insurance Lorain, OH
Health Insurance Lorain, OH 1) What Is SEP?SEP is the Special Enrollment Period for health insurance that allows you to enroll outside of the Open Enrollment Period. 2) How Do You Qualify for SEP?Certain life events allow you to qualify for the Special Enrollment Period. These events include losing health coverage, moving, getting married, having…
Read MoreHow to Get Health Insurance That’s Right for You During Open Enrollment – Health Insurance Lorain, OH
Health Insurance Lorain, OH Know Your Coverage NeedsGet an understanding of what you need from health insurance. How often do you need care? What doctor or clinic will you be using? How much do you plan to pay for your premium each month? Compare CoverageWhen you begin to look at plans, be sure to compare…
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