Medicare
3 Reasons to Use a Licensed Medicare Agent During Open Enrollment – Medicare Lorain, OH
Medicare Lorain, OH 1) They’re Experts on MedicareYou’ll learn everything you need to know about your Medicare enrollment. Any questions you have can be answered during your consultation and you’ll have someone local to handle future Medicare questions. 2) They’ll Help You Choose the Right Plan for YouLicensed Medicare agents not only have knowledge of…
Read MoreHow to Join, Switch, or Drop a Medicare Advantage Plan – Medicare Elyria, OH
Medicare Elyria, OH 1) Join a Medicare Advantage PlanYou can join a Medicare Advantage Plan during your Initial Enrollment Period, the Open Enrollment Period, or the Medicare Advantage Open Enrollment Period. You may also qualify for a Special Enrollment Period that allows you to join. 2) Switch Your Medicare Advantage PlanYou can switch your Medicare…
Read More3 Tips if You’re Enrolling in Medicare for the First Time – Medicare Lorain, OH
Medicare Lorain, OH 1) Know Your Enrollment DatesEligibility for Medicare Part A and Part B begins 3 months before you turn 65 and 3 months after you turn 65. 2) When Your Medicare Coverage BeginsWhen you sign up for your Initial Enrollment period, coverage always begins the first of the month.Part B (and Premium-Part A): Coverage…
Read More3 Things You Need to Join a Medicare Advantage Plan – Medicare Lorain, OH
Medicare Lorain, OH 1) Plan Service AreaIf you’re looking to join a Medicare Advantage Plan, make sure the plan you’d like to enroll in covers the service area you live in. If you’re living in different areas for parts of the year, be sure to check coverage for each area. 2) Medicare Part A and…
Read More3 Common Types of Medicare Advantage Plans and What They Provide – Medicare Elyria, OH
Medicare Elyria, OH 1) Health Maintenance Organization (HMO) PlansIn HMO Plans, you generally must get your care and services from providers in the plan’s network, except:Emergency careOut-of-area urgent careOut-of-area dialysisIn some plans, you may be able to go out-of-network for certain services. But, it usually costs less if you get your care from a network provider.…
Read More3 Things to Know About Medicare Advantage Plans – Medicare Elyria, OH
Medicare Elyria, OH 1) Medicare Advantage PlansMedicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Medicare. These plans are another way to get your Medicare Part A and Part B coverage. 2) Prescriptions CoverageMost Medicare Advantage Plans include drug coverage (Part D).…
Read MoreGetting Started With Medicare – Medicare Amherst, OH
Medicare Amherst, OH 1) When to Sign UpGenerally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. 2) Your Coverage OptionsOnce you’ve signed up for Part A (Hospital Insurance) and Part B (Medical Insurance), you can…
Read More3 Tips to Protect Yourself From Medicare Fraud – Medicare Amherst, OH
Medicare Amherst, OH 1) Guard Your CardProtect your Medicare card like you would a credit card. Don’t give your Medicare card number to anyone but your doctor and people you know should have it. 2) Be Aware of FraudDuring Medicare Open Enrollment, scammers may try to get your card number. If someone calls offering you…
Read More3 Tips to Prepare for Medicare Open Enrollment on October 15th – Medicare Amherst, OH
Medicare Amherst, OH 1) Review the Medicare & You HandbookA helpful resource provided by Medicare.gov is the Medicare & You Handbook that offers current information for Medicare options and details. 2) Think About Your Medicare NeedsNow is the opportunity to think about your Medicare coverage needs for the year ahead. Consider changes in costs and…
Read More3 Things to Know About Medigap Policies – Medicare Amherst, OH
Medicare Amherst, OH 1) What Is a Medigap Policy?Medigap refers to supplemental coverage used to cover the “gaps” original Medicare doesn’t. 2) Medigap Is Different From Medicare Advantage PlansMedicare Advantage is used to get Medicare benefits, while Medigap is used to supplement your Original Medicare benefits. 3) You Can Buy a Medigap Policy From a…
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