Disability Insurance Rocky River, OH
1) Pre-Disability Income - This is your income prior to making a disability insurance claim.
2) Own Occupation vs. Any Occupation - Own occupation is if your disability prevents you from performing tasks specific to your profession. Any occupation refers to a disability preventing you from performing a task for any job.
3) Beneficiary Period - A disability insurance policy can range from one year or up to your 65th birthday. You may have some flexibility in your policy that allows you to have coverage for own occupation, for a time, and then switch to any occupation.
As a licensed agent in Rocky River, I can help you find a disability insurance policy to fit your needs. Let's discuss your options.
Learn more about disability insurance and why it's important.
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"As a financial planner, I wish more people had disability insurance and understood 4 things about it." businessinsider.com, Aug. 20, 2020, https://www.businessinsider.com/personal-finance/things-wish-people-knew-about-disability-insurance-as-cfp-2020-8
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